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A guide to selecting a Remodeler and creating the home you love.
Choosing a remodeler. It isn't as simple as looking in the phone book. But it doesn't have to be difficult, either. By following this guide, you can easily find a reputable remodeler for almost any project.

Getting referrals
Your first step is to gather referrals. But how? Ask friends, family and neighbors who've recently had remodeling done. Talk to independent contractors, building materials suppliers, architects, local lenders and home inspectors. And contact trade associations such as your local National Association of Home Builders Remodelors™ Council and National Association of The Remodeling Industry (NARI).

Double check
You now have a list of potential candidates. The next step is narrowing the list. Begin by checking each remodeler's references. Ask each remodeler for names and phone numbers of their current and former customers. If possible, talk to these people in their homes so you can see the remodeler's work firsthand.

Some questions to ask include:

  • Would you hire this company again?
  • Did the remodeler maintain a neat worksite?
  • Did the crew show up on time? Were you pleased with their work style?
  • Did the remodeler finish the project on time and within budget?
  • Was the remodeler easy to talk to and did he or she keep you informed as the job progressed?

It's also smart to call your state or local Better Business Bureau consumer protection agency to find out if there are any unresolved complaints filed against the remodelers on your list. To further protect yourself, check with your state's contractor licensing agency to verify that each remodeler is licensed.

The interview
When you speak with remodelers, remember you're buying a service — not a product. The quality of that service will determine the quality of the finished product and your satisfaction with it. With that in mind, here are some areas to explore when interviewing a remodeler.

Does the remodeler:

  • Carry both workers compensation and liability insurance?
  • Specialize in particular types of projects?
  • Have a history of successful projects similar to yours?
  • Have knowledge of the type and age of your home? Architectural knowledge of what is likely to be behind a wall helps the remodeler provide reliable estimates.
  • Know what materials they'd likely use in your project?
  • Offer options when selecting products, materials and techniques?
  • Offer a written warranty? If so, what kind and for how long?
  • Have a long history in the business? Longevity usually suggests financial stability.
  • Have a place of business? If so, visit facilities and look for organization?
  • Facilitate and encourage communication?

In addition, shy away from remodelers who:

  • Use high-pressure sales tactics.
  • Are not willing to offer references, or the references provided were not happy with the contractor's work.
  • Ask you to pay in advance for the entire job.
  • Accept payment in cash only.

A word about estimates
Once you've pared your list to two or three remodelers, ask for written estimates based on a set of plans and specifications. This is time-consuming for the contractor, so be prepared to pay for this.

To accurately assess estimates, make sure you're comparing apples to apples. Estimates from different remodelers need to be for identical project specifications.

Finally, don't let price alone determine who you pick. Your ranking of each remodeler in terms of customer service, competence and your overall comfort level should play a role, too.

What you should know about contracts
You've picked a remodeler. However, no work should begin until you have a signed written agreement. Here are some basics your contract should include:

  • A visual presentation — blueprint, floor plan or sketches — that shows what the remodeler will do and where.
  • A timetable, including approximate start and completion dates.
  • The price and payment schedule.
  • Detailed specifications for all products and materials.
  • Information on who will obtain and pay for necessary permits.
  • Insurance information.
  • The procedures for handling change orders.
  • Lien releases to ensure you aren't liable for third-party claims of nonpayment.
  • Details on issues like access to your home, care of the premises and trash removal.

Read your contract carefully, and review it with your remodeler to clarify any wording you don't understand. When you have answers to all of your questions, you're ready to sign the contract and start your project.

Information used in this article provided by the National Association of Home Builders Remodelors™ Council.

*Subject to credit approval. Rates range from 15.85% - 21.19% APR (interest rates range from 17.99% - 24.99%). Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 12 monthly payments of $0 followed by 84 monthly payments of $28.29. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Financing for this consumer loan program is provided by Equal Opportunity Lenders.